🇰🇪 Built in Nairobi, for Kenyan SMEs

Your duka's bookkeeper, living inside WhatsApp.

No app. No spreadsheet. Text or send a voice note the way you already talk to customers, and Biashara AI keeps your books for you.

Start your free month → See how it works
B
Biashara AI
online
👋 KARIBUType a sale below — try "Niliuza unga 2 bags @ 300" or your own.
BIASHARA AI · RECEIPT
Unga 2 bags600
Sukari 1kg180
M-Pesa in3,470
TOTALKSh 4,250
✓ Logs sales in Swahili & English ✓ Bookkeeping by voice note ✓ Records M-Pesa messages automatically ✓ Sends weekly & monthly reports ✓ Exports to Excel, PDF, Word & PowerPoint ✓ Real P&L, Cash Flow & Balance Sheet ✓ Live market price lookups ✓ Pay by M-Pesa, cancel anytime ✓ Zero app to download ✓ Logs sales in Swahili & English ✓ Bookkeeping by voice note ✓ Records M-Pesa messages automatically ✓ Sends weekly & monthly reports ✓ Exports to Excel, PDF, Word & PowerPoint ✓ Real P&L, Cash Flow & Balance Sheet ✓ Live market price lookups ✓ Pay by M-Pesa, cancel anytime ✓ Zero app to download
The problem

7.4 million Kenyan SMEs, running on memory and goodwill.

Most business owners aren't bad with money — they're just not given tools built for how they actually work.

01 — INVISIBLE

No real financial picture

Cash books are inconsistent, M-Pesa statements unreconciled, and there's no warning before a cash crunch hits.

02 — UNPAID

Debts no one is tracking

Credit given on trust, debts written in a notebook or not at all, and follow-ups that never happen.

03 — DATA-BLIND

Stocking by gut feeling

No clarity on what actually sells, who the best customers are, or when demand peaks — so money sits in the wrong stock.

What it does

One WhatsApp thread. Four jobs handled.

Biashara AI works the way your business already does — through chat, not dashboards.

📒

Automated bookkeeping

Text a sale, send a voice note, forward an M-Pesa SMS, or snap a receipt — it's logged instantly.

  • Voice note bookkeeping
  • Weekly & monthly summaries
  • An alert when spending passes sales
  • Plain-language P&L, no jargon
💬

Help with your customers

Biashara AI drafts the message, you send it.

  • Draft replies to customer questions
  • Track who owes you money
  • Polite payment reminders, ready to send
📈

Reports you can actually use

Get your numbers as real files, not just chat text — ready to share, print, or file away.

  • Excel, PDF, Word & PowerPoint exports
  • Top-selling items, ranked
  • Smart restock suggestions
🧾

Real financial statements

Properly structured statements, budgeting, and market pricing — not just a transaction list.

  • P&L, Cash Flow & Balance Sheet
  • Budget vs actual tracking
  • Live market price lookups
How it works

Three steps. Zero training required.

01

Save the number, say hello

Add Biashara AI to WhatsApp and send your business name. That's the entire setup.

02

Talk to it like a shop assistant

Type naturally, in Swahili, English, or both — or just send a voice note — exactly how you'd brief a member of staff.

"Nililipia rent 5000"
03

Get the numbers, not the busywork

Your weekly report arrives every Monday and your monthly report on the 1st. Ask any time for a P&L, or for an Excel, PDF, Word or PowerPoint file.

For chamas

Your chama's book, kept straight on WhatsApp.

Treasurers record contributions, loans, repayments and fines by text or voice note, in Swahili or English. Biashara AI works out balances and interest using your chama's own rules, so every member's figures are clear.

Records only. Biashara AI never holds or moves chama money.

  • Table banking and merry-go-round, or both
  • Loans with your own interest rate, flat or reducing balance
  • Member statements, who hasn't paid, and open loans on request
  • Meeting summaries you can forward to the group
See your numbers

How much time and money are you really losing?

Move the sliders to match your business — the estimate updates instantly.

Sales transactions per day 25
Hours spent on bookkeeping & messages per day 2 hrs
What's an hour of your time worth? KSh 300
60
hours/month on admin
KSh 18,000
worth of your time
Estimated time back with Biashara AI
~48 hrs/month
at just KSh 999/month — that's 18× your subscription cost back in time saved
Claim those hours back →
Pricing

Less than an hour of an accountant's time.

Pay monthly via M-Pesa — just reply "UPGRADE" in the chat. Cancel anytime, no contracts, no fine print.

Your first month is free. Every feature open for 30 days, no payment needed to start. Keep going only if Biashara AI earns its place.
Start your free month →

Starter

KSh 999/mo
For hardware, spares & lubricant shops, dukas and agrovets
  • Unlimited text & voice note logging
  • Forwarded M-Pesa messages recorded automatically
  • 3 months transaction history
  • Customer service bot
Start free month

Pro

KSh 2,499/mo
For busy shops, wholesalers & distributors
  • Everything in Starter
  • Excel, PDF, Word & PowerPoint exports
  • Full financial statements & budgeting
  • Sales intelligence, restocking & market prices
  • Multi-user access, full history & priority support
Start free month

Chama

KSh 799/mo
For table banking groups & merry-go-rounds
  • Unlimited members, meetings and records
  • Contributions, fines and loans with your own interest rules
  • Member statements, arrears and loan reports
  • First month free for your whole chama
Start your chama

Be one of our first 10 pilot businesses.

We're onboarding a small group of Nairobi SMEs free of charge while we fine-tune the bot. Your feedback shapes what we build next.

WhatsApp our team →

Customer support: +254 182 850 883

Ready to start now? Message the Biashara AI bot: @biasharaai (search it in WhatsApp)